About singulari
A tool made by underwriters, for underwriters
Singulari is a decision-support layer for commercial cyber underwriting. Controls are read from the systems an applicant already runs, evidence is labelled by the method that produced it, and every control gap is carried through to the coverage term it affects — at submission, and through the policy term.
It asks what an underwriter would ask
The assessment branches the way a file gets worked. A "no" opens the compensating-control question instead of a dead end, and funds transfer controls sit alongside the security ones, because that's where a large share of cyber losses actually come from.
It answers in coverage, not in scores
A finding isn't an underwriting fact until it reaches a term. Every control gap is carried through to the sublimit, coinsurance or subjectivity it affects, the step that turns a security observation into something you can price.
It knows what it doesn't know
Where a control can be read from a live system, it's read. Where no system exposes it, the answer stays labelled as attested. The two are never blended, because the difference between proven and stated is the difference an underwriter is being paid to judge.
Grounded in real-world underwriting experience
Commercial cyber is underwritten on a form. An applicant answers forty security questions in language written for a security team most of them don't have; a broker forwards a PDF and two supplementals, and an underwriter reconstructs the risk from documents that frequently disagree with each other. Nothing in that process connects a missing control to the coverage it puts at risk.
Singulari does that step. Controls are read from the systems an applicant already runs, so the answer reflects configuration rather than recollection. Where no system exposes a control, the answer stays labelled as attested — the two are never blended. Each gap is then carried through to the coverage term it affects, through mapping I authored rather than a model inferred.
Singulari is an advisory engine, not an auto-binder. We organize data and map control gaps to policy terms, leaving the underwriting authority strictly where it belongs: with the carrier.
Singulari does that step. Controls are read from the systems an applicant already runs, so the answer reflects configuration rather than recollection. Where no system exposes a control, the answer stays labelled as attested — the two are never blended. Each gap is then carried through to the coverage term it affects, through mapping I authored rather than a model inferred.
Singulari is an advisory engine, not an auto-binder. We organize data and map control gaps to policy terms, leaving the underwriting authority strictly where it belongs: with the carrier.
The connections established at submission stay open. A policy is priced on a control set observed once and then not examined again for twelve months; Singulari keeps reading. When the control set a policy was priced on stops matching the one that's running, that surfaces while the coverage is still in force.The engine doesn't underwrite. It prepares the risk and shows its work.
Global Underwriting Background: Experience across two major multinational insurance carriers and a U.S. Cyber MGA.
Cross-Border Perspective: Led operations and underwriting across four different countries.
Proven Startup Execution: Co-founder and operator behind two technology startups.
Domain Expertise: Deep technical focus on cybersecurity posture, cloud infrastructure, and digital risk.
Global Underwriting Background: Experience across two major multinational insurance carriers and a U.S. Cyber MGA.
Cross-Border Perspective: Led operations and underwriting across four different countries.
Proven Startup Execution: Co-founder and operator behind two technology startups.
Domain Expertise: Deep technical focus on cybersecurity posture, cloud infrastructure, and digital risk.
Sebastian Lopez Reyes
Founder & CEO, Singulari Technologies